Private Health Insurance
According to Israeli law, all residents of the country are obliged to take out membership at one of the four Kupot Cholim (Health Services), Maccabi, Meuhedet, Clalit or Leumit. As the country works on a socialised health care system, the basic basket of health care is paid through the Bituach Leumi (National Insurance Institute) either coming out of the individual’s pay check or by paying the minimum requirements as a non-working resident.
In addition to the basic health plan that is offered through the Government, each Kupat Cholim offers a supplementary health plan which provides the individual with extra services at a monthly premium that is based on the patient’s age bracket.
While the supplementary plans offer extensive coverage, the Kupot Cholim are often unable to provide certain services. As a result, many Israelis make the decision to purchase additional Private Health Insurance that supplements where the Government or Kupat Cholim plans are lacking.
These Private Health Packages provide comprehensive coverage and a broader range of options, such as:
- Elective surgeries
- Organ transplants
- Access to a broader range of medications
- Ability to choose surgeon and hospital location
- Option for overseas treatment that may include innovative procedures not yet available in Israel
- Other components such as: Cancer Management Packages, Critical Illness Cover, Ambulatory Care and Personal Accident Cover.
It is important to note that there is often a waiting period of between 3 to 6 months from the time the first premium is paid until the plan is activated.
There are many different types of private health plans available, therefore we recommend a free no-obligation consultation with one of our agents who will discuss the options and help you choose the right package for your needs.
Goldfus Insurance takes no responsibility for changes in Israeli legislation that may alter the accuracy of the above information. For clarification of any changes, please contact us.