Business Liability Insurance
Running a business opens up new horizons of potential earnings, but also new worlds of responsibility and risk. You often have to take responsibility for damage caused by your products, services or employees, or damage caused to employees or clients, even if you weren’t negligent.
Business liability insurance is there to protect you from potential loss if such an even arises. Have a free, no-obligation consultation with someone from our team who can help guide you to the best Business Liability Insurance plan for your needs.
Contact Us About Business & Liability Insurance
Business liability insurance can include:
Third Party liability insurance
Third Party liability insurance is the most vital and basic type of business insurance. In the USA, this is called General Liability Insurance. It covers you in case someone is injured on your premises, or off your premises but because of your work.
Professional liability insurance
Professional liability insurance covers you for the consequences of any mistakes that you make as part of your professional role. Most service-based businesses, like consultants, designers, or contractors, are likely to need professional liability insurance.
Product liability insurance
Products liability insurance covers you for damage or injury caused by products that you sell.
Employers’ liability insurance
Employers’ liability insurance protects you in your role as business owner and employer. It covers your liability in case one of your employees gets injured during the course of their work.
The right business liability insurance protects you from losing money if a client makes a claim against you. It gives you the peace of mind to focus on building up your business, without worrying about ‘what ifs.’ It also shows your clients that you are a trustworthy business, and that you take responsibility for your mistakes. A reputation for trust, professionalism and reliability helps you to get new clients and expand your business.
It’s critical to choose the right type and level of insurance for your specific business situation, so that you can minimize liability without paying for unnecessary insurance policies. Have a free, no-obligation consultation with someone from our team who can help guide you to the best Business Liability Insurance plan for your needs.