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Does My Homeowners Insurance Cover Fire? What If The Cause Of The Fire Is Arson?

Does My Homeowners Insurance Cover Fire? What If The Cause Of The Fire Is Arson?

In light of the recent fires around the country, it is understandable that there is a renewed interest in fire insurance and what is covered. There is suspicion that some of the recent fires were the result of arson rather than being an accident. The government is refraining from officially declaring most of these fires as an act of terrorism or a natural disaster and the terrorism designation has only been applied to fires from incendiary balloon sent from Gaza (at the time of writing). 

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