Mortgage Life Insurance – Why it shouldn’t be a rushed decision

Mortgage Life Insurance – Why it shouldn’t be a rushed decision

By Danny Newman, Branch Manager – Beit Shemesh, Goldfus Insurance

What is mortgage life insurance?

Mortgage life insurance covers an individual for the sum of the loan in the event of death, with the main and legal beneficiary being the mortgage bank that the money was borrowed from.

Winter Insurance Tips

Winter Insurance Tips

by Ronen Goldman, Director of Customer Relations, Goldfus Insurance

With winter finally upon us, storms and heavy rains are a certainty, with the possibility of snow adding to the excitement of the winter weather. As such, there are a number of tips that we feel are worth sharing to prevent unnecessary insurance claims and to simply protect your property and possessions during the wet and stormy months.

Regulatory changes that may impact you in 2016

Regulatory changes that may impact you in 2016

By Danny Newman, Branch Manager – Beit Shemesh, Goldfus Insurance

Health Insurance

The much publicized changes with regards to private health insurance are now scheduled to take effect as of 1 February 2016, according to a recent release from the Ministry of Finance and the Comptroller of Insurance.

Prioritising your insurance portfolio from a life and health perspective

Prioritising your insurance portfolio from a life and health perspective

By Danny Newman, Branch Manager – Beit Shemesh, Goldfus Insurance

 

With so many different types of insurances plans on the market, it is becoming increasingly harder to know which ones, one ought to consider. That is why it is important to understand the value of each type of policy,

How changes in January 2014 will affect new private health policies

How changes in January 2014 will affect new private health policies

By Danny Newman, Branch Manager – Beit Shemesh, Goldfus Insurance

 

It is important to read the following article before the end of December 2013 if you are considering private health insurance, have recently made Aliyah or have new additions to the family who are not yet covered on your existing health policy.

Rethinking your Chanukah gift

Rethinking your Chanukah gift

By Ronen Goldman, Director of Marketing & Customer Relations, Goldfus Insurance

We all have fond memories of Chanukah. A time when family gets together to light the candles, spin the dreidel, bite into a soft doughnut and continue long-standing family traditions.

At some point between all the singing and eating,

Change in Obligatory Pension Contributions – Tikun 16

Change in Obligatory Pension Contributions – Tikun 16

By Hani Noiman, Director of Pension Department, Goldfus Insurance

In 2008 new regulations were fixed obligating employers to contribute into a compulsory pension account (policy or fund) for their employees. These regulations (known as Pensiat Chova/Tzav Haharchava) state that the contributions would increase every year on a sliding scale until 2013.

As of January 2017 – Obligatory Pension contributions for the self-employed

As of January 2017 – Obligatory Pension contributions for the self-employed (Atzmaim)

by Danny Newman, Branch Manager – Beit Shemesh, Goldfus Insurance

Approximately 12.5% of the current work force in Israel (the equivalent of approximately 400,000 people) are self-employed, neither having an enforced contribution to pension savings, nor an employer paying contributions as a regular salaried employee has.

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